4.8 Contract Drivers
Contractors are not authorized to drive state vehicles except when specifically authorized by state law. State insurance is limited to state officers and employees, and independent contractors are specifically excluded from the definition of the “state officer and employee.” The only exception is certain non-profit contractors authorized by O.C.G.A. § 45-9-42 and in these limited circumstances there must be a written contract outlining the scope of the non-profit contractor’s use of the vehicles and the premium that has been paid for the contractor provided insurance. Policy limits in these contracts must be equal to or exceed state coverage limits.